條款及細則：

1. 優惠期由即日起至2022年12月31日。
2. 新客戶於開戶後2個日曆月內，透過UTRADE HK以現金認購新股，可享$0認購手續費優惠。新客戶需要以「先收後回」方式先行支付認購費給予本公司。已預繳之認購費將60日內回贈。
3. 新客戶於開戶後2個日曆月內，透過UTRADE HK以孖展認購新股(認購金額 HK$25萬以下)，可享$0利息優惠。新客戶需要以「先收後回」方式先行支付利息給予本公司。已預繳之利息將60日內回贈。
4. 新客戶是指在過去12個月內未曾持有任何大華继显賬戶之客戶。
5. 優惠只適用於只使用電子賬單之客戶。
6. 本行保留隨時暫停、更改或終止任何優惠獎賞及/或修訂其條款及細則之權利，毋須另行通知。如有任何爭議，本行保留最終解釋權及決定權。若本條款及細則之中英文版本有任何歧義，概以中文版本為準。

条款及细则：

1. 优惠期由即日起至2022年12月31日。
2. 新客户于开户后2个日历月内，透过UTRADE HK 以现金认购新股，可享$0认购手续费优惠。新客户需要以「先收后回」方式先行支付认购费给予本公司。已预缴之认购费将60日内回赠。
3. 新客户于开户后2个日历月内，透过UTRADE HK 以孖展认购新股(认购金额 HK$25万以下)，可享$0利息优惠。新客户需要以「先收后回」方式先行支付利息给予本公司。已预缴之利息将60日内回赠。
4. 新客户是指在过去12个月内未曾持有任何大华继显账户之客户。
5. 优惠只适用于只使用电子账单之客户。
6. 本行保留随时暂停、更改或终止任何优惠奖赏及/或修订其条款及细则之权利，毋须另行通知。如有任何争议，本行保留最终解释权及决定权。若本条款及细则之中英文版本有任何歧义，概以中文版本为准。

Terms and Conditions:

1. The promotion starts from now till 31 December 2022.
2. New clients who subscribe IPO with Cash via UTRADE HK within 2 calendar months after they have successfully opened an account, can enjoy the waiver of subscription fee ; customers are required to pay all the subscription fees first. The subscription fees paid will be reimbursed in 60 days.
3. New clients who subscribe IPO with Margin (application amount below HK$250,000) via UTRADE HK within 2 calendar month after they have successfully opened an account, can enjoy $0 interest; customers are required to pay all the interest first. The interest paid will be reimbursed in 60 days.
4. New clients refer to clients who do not own any UOB Kay Hian accounts in the past 12 months.
5. Qualified clients must subscribe to e-statement service only.
6. UOB Kay Hian reserves the rights to suspend, change or terminate any offers, and/or amend the Terms & Conditions without prior notice. All matters and disputes are subject to the final decision of UOB Kay Hian. In the event of any discrepancy between the English and Chinese versions of these Terms & Conditions, the Chinese version shall prevail.